Our Benefits
You may contact our HR Dept at 800-835-6608 or 320-255-5650 with questions. 
2026 Benefits Guide

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When you open the guide, click the arrow on the right to move to the built‑in Table of Contents and quickly jump to any section you want to learn about.

Quick Navigation:
📄 Benefits Overview — Page 4-5
💰 Retirement & 403(b) — Page 38-39
🩺 Medical Plans — Page 7
🕒 PTO & Holidays — Page 36-37
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Additional Benefits

  • Tuition Reimbursement and Scholarships  |  page 45
  • Wellness Program with Rewards  |  pages 30-31
  • Supplemental Life and AD&D Insurance  |  pages 20-21
  • Dependent Life and AD&D Insurance  |  pages 32-33
  • Voluntary Legal Services Plan  |  page 40
  • Employee Assistance Program
  • Corporate Discounts (includes local and global businesses)
  • Supplemental Critical Illness, Accident, and Hospital Indemnity Insurance  |  pages 32-33
  • Adoption Reimbursement benefit
  • Pet Insurance  |  page 40
A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

You Deserve to Thrive. Inside and Outside of Work


We value the contributions our employees make to CentraCare and recognize that to be your best at work, you need time for yourself, too. To ensure you have the opportunity to spend time with your family, pursue personal and career interests, and keep yourself recharged, we offer a range of benefits, including several that contribute to a healthy lifestyle.

What's in it for you?

401(k) Retirement Plan With Match
CentraCare matches your first 6% contributed by 50%. This match begins after one year and 1,000 hours of work. Open the benefits guide and go to pages 38-39.

Additional Benefits
CentraCare provides additional voluntary benefit choices. From legal insurance to pet insurance, you have the flexibility to choose benefits that matter to you.

Basic Life and Accidental Death & Dismemberment (AD&D) Insurance
All employees receive a life insurance policy that is provided at no cost to the employee. Through this plan, your beneficiary is eligible for an insurance benefit equal to your base salary, rounded up to the next $1,000 (minimum $10,000 and maximum $600,000). Open the benefits guide and go to pages 32-33. 

Defined Contribution Retirement Plan
CentraCare contributes to this retirement plan for you after the first year of employment in which you work 1,000 hours.

Dental Insurance
A core plan and an enhanced plan with orthodontia coverage are offered. Plans start as low as $7.60 per pay period; all plans cost less than $43 per pay period depending on the plan chosen and number of dependents covered. Open the benefits guide and go to pages 28-29.

Flexible Spending Accounts
Depending on the account chosen, pre-tax money can be used for medical, dental, vision, or dependent care expenses.

Long-term Disability Insurance 
Eligible on the first of the month after your first day, at no cost to you. Open the benefits guide and go to pages 34-35.

Medical Insurance
An HDHP plan with access to a Health Savings Account (with generous company contributions) and Copay plan are both offered, providing choice and flexibility to team members. Premiums range from $0 (yes, $0!) to $453 per pay period for full-time team members, depending on the plan chosen and the number of dependents covered. Open the benefits guide and go to page 7.

Paid Time Off (PTO)
Accrual rates vary; you'll begin earning paid time off immediately upon employment. Many team members earn 23 days of PTO in their first year. Open the benefits guide and go to pages 36-37.

Short-term Disability Benefit
Available upon hire at no cost to you. Open the benefits guide and go to pages 34-35.

Join our talent community

We will notify you about relevant positions, and keep you in mind whenever we have interesting opportunities. Come get them.
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